Credit Card Processing | Pay It Forward Processing

Bookkeeping with Ian Johnston- More than Just Money

Are you allowing your finances to grow or just keep you afloat? We all know the importance of knowing how our money is being used, whether in personal life or in business. How can we begin to use our finances to achieve our dreams and goals as businesses? I had the opportunity to interview Johnston Accountancy to find out just how valuable bookkeeping really can be in utilizing your finances. Bookkeeping is more than just payroll. Bookkeepers organize your financials and help you in the process of making smart decisions within your business. They should be treated as a partner of your company. Ian Johnston, owner of Johnston Accountancy, explains it in a very simple way, “Good financials are the backbone of the company.” Ian had always wanted to be… Read More.

Working with a Licensed Credit Card Sales Office vs Working with a Broker Sales Office

In the world of credit card processing, it can be overwhelming and hard to find the best processing choices for your business. No matter if you’re searching for a processor for the first time or re-evaluating your current processor, here are some differences in working with a licensed credit card sales office versus broker sales office: Using a licensed sales office: Licensed offices will find you the processing company with best pricing and best point of sale or gateway with unbiased motives. They have the ability to waive unnecessary fees not charged by Visa and Master Card. Using a broker: Brokers find the best deal that pays the broker the most. The mentality is to make the most money so, often times, they search for the deal that favors… Read More.

Merchant BEWARE! Cash Discount Programs are quickly becoming ILLEGAL!

A cash discount program is a way for merchants to pass the cost of card acceptance along to cardholders. The merchant will raise all of their prices via simple signage in their location, and then offer a discount to customers paying with cash. Pay it Forward Processing does not endorse cash discount programs and here is why: Eleven states are getting wise and making it illegal to participate in cash discount programs. California, Colorado, Connecticut, Florida, Kansas, Maine, Massachusetts, New York, Oklahoma and Texas—and Puerto Rico have laws that prohibit merchants from charging consumers with surcharges on credit card transactions. Minnesota prohibits a seller of goods or services that establishes and is responsible for its own customer credit card from imposing a surcharge on a purchaser who elects to use that credit… Read More.

Five Things to watch out for with your current credit card processor

1. Dishonesty Have you been promised a certain processing rate yet when receiving your statement; they are higher than you were promised? Also, additional fee’s you weren’t aware of. Most credit card processing companies focus and sell you on a low rate without explaining what will happen after a transaction. These extra hidden fees can sometimes be in the range of $50-$100 monthly and even more. 2. Bait and Switch Your current processor may lower your rates on the signing or when asked to explain or compare rates, but do not have to notify you when they raise your rates again which usually happens shortly after lowering. 3. No Customer Support Do you have a consistent and supportive relationship with the agent you signed up with? Probably not. It is… Read More.

Give Back to your Community-Four Creative Things your Business Can Do

While using Pay It Forward Processing may be one way to give back to your community, it’s not the only way. Here are some creative ways to get involved and make an impact that goes beyond just donating or raising funds for charity. Incentivize it. An easy way to encourage charitable giving is to offer incentives for employees-and to make it fun! Creating contests for the largest givers Casual dress day-have employees pay to dress casually Gift card or free lunch as a prize Make giving part of your culture. A company that gives is a company that lives! Yearly or quarterly stipends for employees to give to their favorite organizations Establish a set number of paid hours for volunteering or charity work Give based on… Read More.

Proshred Security San Diego – Beyond The Shred!

Proshred Security San Diego, Giving More (then just shredding) to the Community Through Philanthropy! PROSHRED® San Diego; dedicated to providing the most secure, affordable and compliant information destruction services including mobile document shredding, computer hard drive shredding and electronic waste recycling to local businesses and residents. Proshred at Work in The Community Proshred has helped raise $25,000 for American Institute for Cancer Research (AICR) Please follow more business stories on our Facebook page.

Is Your Business Ready for EMV?

As a business owner, I’m sure you are all sick and tired of hearing about EMV Compliance. It has been everywhere for the last year, and nobody seems to know what is going on. Nobody understands the purpose of it and nobody cares. I mean the deadline was supposed to be October of 2015 that everyone had to be EMV Compliant. But that was nine months ago, and still, nobody cares. Does it matter? Is it worth the cost? What’s the point? Why the big change? Should I care? The EMV shift is EXTREMELY important. The Government has put a couple of extensions on the deadline due to the amount of work needed to make this change was a larger challenge than expected. But even more important than it being… Read More.

Renee VanHeel in 92128magazine.com

A local San Diego Magazine (92128) makes time for Renee VanHeel of Pay it Forward Processing “I was raised in a family business so I have been self-employed my entire life. I knew at age 10 that I would own my own business!” – Renee VanHeel Read the complete article here – 92128magazine.com