Working with a Licensed Credit Card Sales Office vs Working with a Broker Sales Office

  In the world of credit card processing, it can be overwhelming and hard to find the best processing choices for your business. No matter if you’re searching for a processor for the first time or re-evaluating your current processor, here are some differences in working with a licensed credit card sales office versus broker sales office: Using a licensed sales office:  Licensed offices will find you the processing company with best pricing and best point of sale or gateway with unbiased motives. They have the ability to waive unnecessary fees not charged by Visa and Master Card. Using a broker: Brokers find the best deal that pays the broker the most. The mentality is to make the most money so, often times, they search for the deal that favors… Read More.

Why Do Other Credit Card Processors Lock You in Contract Jail?

Why do most companies lock you in contract jail? It’s simple: 1. When signing a contract, you are stuck with them for the length of the contract and they do NOT have to tellyou when they raise your rates. A contract does NOT guarantee your rates will remain the same as at signing.  2. There are cancellation and termination fees. These can range from a flat fee of $250-$22,000 (yes, you read that correct)! Sometimes the termination fee is the percentage of profit they think they would have made had you stayed the length of your contract. This can be a ton of money! 3. Overtime, they know you might want to get out of your contract and they don’t want you to do that! Hence #2…   Why Pay… Read More.

Merchant BEWARE! Cash Discount Programs are quickly becoming ILLEGAL!

A cash discount program is a way for merchants to pass the cost of card acceptance along to cardholders. The merchant will raise all of their prices via simple signage in their location, and then offer a discount to customers paying with cash. Pay it Forward Processing does not endorse cash discount programs and here is why: Eleven states are getting wise and making it illegal to participate in cash discount programs. California, Colorado, Connecticut, Florida, Kansas, Maine, Massachusetts, New York, Oklahoma and Texas—and Puerto Rico have laws that prohibit merchants from charging consumers with surcharges on credit card transactions. Minnesota prohibits a seller of goods or services that establishes and is responsible for its own customer credit card from imposing a surcharge on a purchaser who elects to use that credit… Read More.

Five Things to watch out for with your current credit card processor

1. Dishonesty Have you been promised a certain processing rate yet when receiving your statement; they are higher than you were promised? Also, additional fee’s you weren’t aware of. Most credit card processing companies focus and sell you on a low rate without explaining what will happen after a transaction. These extra hidden fees can sometimes be in the range of $50-$100 monthly and even more. 2. Bait and Switch Your current processor may lower your rates on the signing or when asked to explain or compare rates, but do not have to notify you when they raise your rates again which usually happens shortly after lowering. 3. No Customer Support Do you have a consistent and supportive relationship with the agent you signed up with? Probably not. It is… Read More.

Renee VanHeel, Rising Up In Our Community

Renee was a recent guest on Rise Up Radio with Jared Kelley and Derek Abbey! Renee shared the stage with David Bareno the Founder of Think Box Concepts. Renee talks about her “why” and her commitment to a better community through giving. Renee continues to inspire her company and beyond! Thanks Renee for all that you do for our world.     The complete interview can be accessed here.    

Proshred Security San Diego – Beyond The Shred!

Proshred Security San Diego, Giving More (then just shredding) to the Community Through Philanthropy! PROSHRED® San Diego; dedicated to providing the most secure, affordable and compliant information destruction services including mobile document shredding, computer hard drive shredding and electronic waste recycling to local businesses and residents. Proshred at Work in The Community     Proshred has helped raise $25,000 for American Institute for Cancer Research (AICR) Please follow more business stories on our Facebook page.  

Green Life Flooring

We are very thankful for our loyal clients! Thank You, Green Life Floors! About – Green Life Floors Specialize in Hardwood Flooring Refinish and Installation as well as offering all flooring types to meet your needs and help turn your dream house into your dream home with the look and feel you want in every room. Please visit their website to learn more about this great company www.greenlifeconstruction.com Video by Suspended Productions    

Back-to-Back Wins For The Union’s Best of Nevada County!

We are proud to announce Pay It Forward Processing was The Union’s Best of Award Winner (For Merchant Services) two years in a row! We want to thank Mick Collins for all his diligent work in Nevada County! You are a real STAR. Each year the Union Newspaper puts out a ballot featuring several categories asking readers to vote for their favorite businesses/people in those categories (Best local band, dry cleaner, charity event, from retail to services, restaurants, bars, thrift stores, vets, you get the idea). And we won in a write-in online ballot system!    

Sue Talks: Leadership My Way

Join Us May 11, 2017, for an incredible Connected Women of Influence event. Hear talks from Sherrie Berry, Joanie Connell, Ph.D., Kathy David, and more! In case you missed it, here is our founder, Renee VanHeel when she gave her SUE Talk. Register for Event HERE   

Is Your Business Ready for EMV?

As a business owner, I’m sure you are all sick and tired of hearing about EMV Compliance. It has been everywhere for the last year, and nobody seems to know what is going on. Nobody understands the purpose of it and nobody cares. I mean the deadline was supposed to be October of 2015 that everyone had to be EMV Compliant. But that was nine months ago, and still, nobody cares. Does it matter? Is it worth the cost? What’s the point? Why the big change? Should I care? The EMV shift is EXTREMELY important. The Government has put a couple of extensions on the deadline due to the amount of work needed to make this change was a larger challenge than expected. But even more important than it being… Read More.

Vision

Our vision is to give away $1 million to worthy charities around the nation by upholding our core values:

  • Putting family first
  • Leading by example
  • Honoring and serving others
  • Holding ourselves to higher ethics
  • Filling each day with intention and significance
  • Be uncompromising in our values

Refer A Friend

Working with a Licensed Credit Card Sales Office vs Working with a Broker Sales Office

2 months ago
  In the world of credit card processing, it can be overwhelming and hard to find... Read More.
Read More

CONTACT

P: (858) 771-0076 F: (858) 381-5588 E: support@pfprocessing.com

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