Blog | Pay It Forward Processing

Is Your Business Ready for EMV?

As a business owner, I’m sure you are all sick and tired of hearing about EMV Compliance. It has been everywhere for the last year, and nobody seems to know what is going on. Nobody understands the purpose of it and nobody cares. I mean the deadline was supposed to be October of 2015 that everyone had to be EMV Compliant. But that was nine months ago, and still, nobody cares. Does it matter? Is it worth the cost? What’s the point? Why the big change? Should I care? The EMV shift is EXTREMELY important. The Government has put a couple of extensions on the deadline due to the amount of work needed to make this change was a larger challenge than expected. But even more important than it being… Read More.

Anew Day Lending A Helping Hand

Anew Day Mission… Anew Day is a faith-based organization that provides healing and hope through lay counseling for those who are hurting. Anew Day Vision… We provide a safe environment which enables our clients to face life’s ups and downs. Partnering with our clients, we meet them where they are and with whatever struggle they are going through. We provide answers, hope, direction, and the skills to deal with today’s pain as well as tomorrow’s.

Client News: Ralph L. Notch, A.R. North America: Winner of the 2015 Ceta Lifetime Achievement Award

Congrats Ralph! – From all of us at Pay it Forward Processing. “The fundamentals he was committed to maintain at the company – honesty, integrity, and industry knowledge.” “My father holds a high integrity with employees, customers, and suppliers.” The words “very gentle”, “careful” and “positive guidance” stood out. Through the years, I’ve met and had conversations with Ralph during weddings and birthday parties. He listens…and I mean truly listens to what you have to say and he takes it to heart through observation. Know that David VanHeel’s mom is the sister of Ralph Notch.” Significant contributions to the pressure cleaning industry unite the 27 winners of the Lifetime Achievement Award, which the Cleaning Equipment Trade Association (CETA) established in 1995. Ralph L. Notch, the 2015 recipient, exemplifies the combination… Read More.

Renee VanHeel in 92128magazine.com

A local San Diego Magazine (92128) makes time for Renee VanHeel of Pay it Forward Processing “I was raised in a family business so I have been self-employed my entire life. I knew at age 10 that I would own my own business!” – Renee VanHeel Read the complete article here – 92128magazine.com

News: Give Back Program Donates $3,226 to The Arthritis Foundation

Pay it Forward Processing in the News At the recent Pay it Forward Processing Christmas party held at the Rancho Bernardo Winery, the Arthritis Foundation, San Diego office, was presented with a check for $3,226 from nonprofit Every Swipe Benefits Charity give-back program. The ESBC is a program that allows businesses to benefit their business, customers and the community. Through Pay it Forward, a national credit card processing company, net proceeds are donated from each business account to a charitable organization, at no cost to the business. Since ESBC’s inception two years ago, the program has generated more than $100,000 in donations to a carefully vetted group of more than 25 local and national charities. The Every Swipe Benefits Charity arose from the ashes of Witch Creek Fires in San… Read More.

Business Owners, Are You Ready for the NEW EMV Credit Cards?

What is EMV? “EMV is a technical standard for smart payment cards and for payment terminals and automated teller machines which can accept them. EMV cards are smart cards (also called chip cards or IC cards) which store their data on integrated circuits rather than magnetic stripes, although many EMV cards also have stripes for backward compatibility. They can be contact cards which must be physically inserted (or “dipped”) into a reader, or contactless cards which can be read over a short distance using radio-frequency identification technology. Payment cards which comply with the EMV standard are often called chip-and-PIN or chip-and-signature cards, depending on the exact authentication methods required to use them.” – More on EMV Renee VanHeel Talks about EMV. Relevant Articles: Wired: That Big Security Fix for… Read More.

To sign or not to sign?

Guest Blog Post by Account Manager Mick Collins The Credit Card industry has a bad reputation. Many sales reps of processing companies only care about locking your businesses into a lengthy contract that will only sweeten the deal for their commissions or end of year bonuses. To get that ink on paper, they will say or do almost anything just to get your signature. Free hardware, isn’t actually free A typical offering in the credit card processing industry is offering ‘free’ hardware in exchange for a 2-4 year (sometimes longer) contract. But here is what they don’t tell you. The cost of that hardware is recuperated overtime through the transactions costs and processing fees. So in essence, you’re still paying for your own hardware, and it was never ‘free’ in… Read More.

7 Reasons to Pay Attention to your Payment Contact!

Payment Processing companies have a bad reputation when it comes to ‘fine lines’ and ‘hidden fees’. At Pay it Forward Processing, we are looking to break that trend. With our servant leadership philosophy and moral compass pointed in the right direction, we help merchants save as much as they can on monthly processing costs- no more surprises! 7 Reasons to Analyze your Payment Contact 1. Rates It’s unfortunately common for payment processors to offer extremely low rates to get you ‘locked in’ and then slowly increase those rates or charge hidden fees. The only rate that your business should pay for is called interchange. 2. POS vs. Recurring Any transaction done through a POS is always going to have an associated cost. A swipe transaction shouldn’t cost you more than 3.25% (variant based… Read More.

Affect the Change You Want

Guest Blog Post: Machen MacDonald- ProBrilliance.com Welcome aboard the change ship. The quality of your life is in direct proportion to your ability to handle uncertainty. The only thing that seems to be certain these days is change. Why is it that some people seem to adapt really well to change while others get stopped in their tracks from it? The differentiator for people dancing more effectively with change is simply one thing. Those that seem to navigate well through the sea of change take responsibility for making sure they have a winning hand. Here’s how you can deal yourself a winning hand of 5 Aces. Alignment, Awareness, Attitude, Action, and Accountability Alignment – Regardless of what may be going on currently, get clear on what you want for yourself,… Read More.

3 Steps to Being More Productive

Guest Blog Post: Written by Machen P. MacDonald Are you caught in the busy trap? Do you wonder, at the end of the day, what you actually got accomplished? You know you were mega busy and worked harder than those around you. You may have even checked off a couple of items from your to do list; even the ones you wrote down after you completed the task. Those count too. However, were you productive? If you are like most people, you have either forgotten or never realized that things like voicemail, email, skype, PDAs (Personal digital assistant) , even facebook, linkedin and twitter are tools for your convenience and efficiency; not the other way around. Somehow they have crept in to your life without you even being aware of… Read More.