Shelter to Soldier: Changing Lives, Two at a Time War changes people. Soldiers go through more in one day than most people face in a lifetime. When they come home, we expect them to be the same person that left, but what happens when they aren’t? Many soldiers come home with brain injuries, PTSD, and many other issues they aren’t prepared to deal with. Shelter to Soldier (STS) has been a light of hope for many vets. Unlike other organizations that help train dogs to be service animals, STS works with the soldier and the animal to make sure they are compatible and healthy for each other at no cost to the vet. STS has been part of ESBCharity for 4 years. We have been able to come alongside STS… Read More.

Guest Author: Jim Daly January 1, 2019 Cash discounts are all the rage as merchants seek to lower payment card acceptance costs. But critics say cash discounts all too often are surcharges in disguise. Few topics last year drew more interest from independent sales organizations and merchant acquirers than cash discounts. Sessions about the pricing strategy were packed at several regional ISO trade shows. And while the number of merchants offering cash discounts isn’t many yet, salespeople in acquiring operations are eagerly peddling the comparatively new service. So what’s ahead for cash discounts in 2019? Supporters predict the tactic will draw more merchants increasingly fed up with paying what they say are high card-acceptance costs, especially for rewards credit cards. George Sarantopoulos, chief exec­utive of Access One Solutions, a Brooklyn, N.Y.-based ATM… Read More.