Nicole Osibodu | Pay It Forward Processing

News: Give Back Program Donates $3,226 to The Arthritis Foundation

Pay it Forward Processing in the News At the recent Pay it Forward Processing Christmas party held at the Rancho Bernardo Winery, the Arthritis Foundation, San Diego office, was presented with a check for $3,226 from nonprofit Every Swipe Benefits Charity give-back program. The ESBC is a program that allows businesses to benefit their business, customers and the community. Through Pay it Forward, a national credit card processing company, net proceeds are donated from each business account to a charitable organization, at no cost to the business. Since ESBC’s inception two years ago, the program has generated more than $100,000 in donations to a carefully vetted group of more than 25 local and national charities. The Every Swipe Benefits Charity arose from the ashes of Witch Creek Fires in San… Read More.

Business Owners, Are You Ready for the NEW EMV Credit Cards?

What is EMV? “EMV is a technical standard for smart payment cards and for payment terminals and automated teller machines which can accept them. EMV cards are smart cards (also called chip cards or IC cards) which store their data on integrated circuits rather than magnetic stripes, although many EMV cards also have stripes for backward compatibility. They can be contact cards which must be physically inserted (or “dipped”) into a reader, or contactless cards which can be read over a short distance using radio-frequency identification technology. Payment cards which comply with the EMV standard are often called chip-and-PIN or chip-and-signature cards, depending on the exact authentication methods required to use them.” – More on EMV Renee VanHeel Talks about EMV. Relevant Articles: Wired: That Big Security Fix for… Read More.

To sign or not to sign?

Guest Blog Post by Account Manager Mick Collins The Credit Card industry has a bad reputation. Many sales reps of processing companies only care about locking your businesses into a lengthy contract that will only sweeten the deal for their commissions or end of year bonuses. To get that ink on paper, they will say or do almost anything just to get your signature. Free hardware, isn’t actually free A typical offering in the credit card processing industry is offering ‘free’ hardware in exchange for a 2-4 year (sometimes longer) contract. But here is what they don’t tell you. The cost of that hardware is recuperated overtime through the transactions costs and processing fees. So in essence, you’re still paying for your own hardware, and it was never ‘free’ in… Read More.

7 Reasons to Pay Attention to your Payment Contact!

Payment Processing companies have a bad reputation when it comes to ‘fine lines’ and ‘hidden fees’. At Pay it Forward Processing, we are looking to break that trend. With our servant leadership philosophy and moral compass pointed in the right direction, we help merchants save as much as they can on monthly processing costs- no more surprises! 7 Reasons to Analyze your Payment Contact 1. Rates It’s unfortunately common for payment processors to offer extremely low rates to get you ‘locked in’ and then slowly increase those rates or charge hidden fees. The only rate that your business should pay for is called interchange. 2. POS vs. Recurring Any transaction done through a POS is always going to have an associated cost. A swipe transaction shouldn’t cost you more than 3.25% (variant based… Read More.

Affect the Change You Want

Guest Blog Post: Machen MacDonald- ProBrilliance.com Welcome aboard the change ship. The quality of your life is in direct proportion to your ability to handle uncertainty. The only thing that seems to be certain these days is change. Why is it that some people seem to adapt really well to change while others get stopped in their tracks from it? The differentiator for people dancing more effectively with change is simply one thing. Those that seem to navigate well through the sea of change take responsibility for making sure they have a winning hand. Here’s how you can deal yourself a winning hand of 5 Aces. Alignment, Awareness, Attitude, Action, and Accountability Alignment – Regardless of what may be going on currently, get clear on what you want for yourself,… Read More.

3 Steps to Being More Productive

Guest Blog Post: Written by Machen P. MacDonald Are you caught in the busy trap? Do you wonder, at the end of the day, what you actually got accomplished? You know you were mega busy and worked harder than those around you. You may have even checked off a couple of items from your to do list; even the ones you wrote down after you completed the task. Those count too. However, were you productive? If you are like most people, you have either forgotten or never realized that things like voicemail, email, skype, PDAs (Personal digital assistant) , even facebook, linkedin and twitter are tools for your convenience and efficiency; not the other way around. Somehow they have crept in to your life without you even being aware of… Read More.

Payments Simplified

Our Account Managers are experts in the payments industry. They are trained to understand the various options merchants are faced with, to help guide merchants to the best possible solutions for them. Thank you to our account manager Pablo Davila for this AMAZING video that simplifies some of these processing options, and why your business should consider processing with Pay it Forward.

What Happens If Your Small Business Is The Victim Of A Data Breach?

What do Target, Home Depot, and Citibank all have in common? All of these major companies have been the victims of data breaches and have lost data for millions of customers. Hackers can be extremely sophisticated, and when they get into a system they can do a hefty amount of harm, causing millions or even billions of dollars in damage. If these large companies can get breached, your small business may be at risk as well.

Can We Really Give Away A Million Dollars In The Next Three Years?

Our New Year’s resolution for 2015 is kind of a big one. Well, it’s not really a New Year’s resolution. More like a triple New Year’s resolution for 2015 – 2017. We want to give away one million dollars. Sure, it’s not exactly Bill Gates money, but it’s a big number, and it can certainly help a lot of very deserving charities.

Should Your Business Be Accepting Apple Pay?

On September 9, 2014, Apple’s CEO Tim Cook unleashed a wave of exciting Apple announcements. Techies around the world got their first look at the iPhone 6 as well as the new Apple Watch. But Tim Cook wasn’t done. He also unveiled an innovative service called Apple Pay that will allow people to pay for purchases using only their iPhone 6 or Apple Watch at participating retailers. Apple dubbed describes Apple Pay as, “Your Wallet Without the Wallet.” Since this announcement, retailers have been wondering…